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2021银行校园招聘每日一练10.26(一)
China’s Fosun has offered to buy almost 17 per cent of Millennium BCP, Portugal’s largest listed bank, and potentially lift its stake to 30 per cent, following a halving in its share price in the year to date.
BCP said in a regulatory filing late on Saturday that Fosun Industrial Holdings had offered to pay €0.02 a share, equal to Friday’s closing price, in a private placement of 16.7 per cent of the bank’s share capital. According to the filing, Fosun was also considering increasing its shareholding to “20-30 per cent”.
Fosun, one of China’s most acquisitive companies, made its Millennium BCP offer a week after it agreed to pay $1.1bn for 86 per cent of Indian drugmaker Gland Pharma. In recent years, it has also snapped up France’s Club Med and the top Portuguese insurer in Europe.
Analysts deem BCP to be in need of capital and vulnerable to a takeover after its share price fell from €0.05 earlier this year, pushing its market value to a little over €1.1bn.
In a recent report on Portugal’s undercapitalised banks, which are heavily burdened by bad debts, Barclays said BCP could need a capital increase of about €2bn.
On Friday, the bank posted a €197.3m loss for the first half of 2016, down from a profit of €240.7m for the same period last year. But it said that stress tests by the European Banking Authority had shown it had sufficient capital to withstand a financial crisis. Under the tests, BCP had a common equity tier one ratio — a key measure of capital strength — of 6.1 per cent under stressed conditions, above the 5.5 per cent threshold seen as the minimum adequate level.
Fosun has now offered to subscribe to a private placement, reserved solely for the Chinese group that would give it a 16.7 per cent stake in BCP. It said it was “also considering increasing its stake through secondary market acquisitions or in the context of future capital increases” to up to 30 per cent.
This offer, which is subject to regulatory approval by Portuguese and EU authorities, is conditional on Fosun being able to appoint at least two of the 20 BCP board members, and up to five members in the event of increasing its stake.
BCP said it recognized “the strategic potential” of Fosun’s offer, saying it would swiftly proceed with an analysis of its “many positive aspects” before making a recommendation to its board of directors.
1.How many acquisitions have Fosun made in recent years?
A. Two
B. Three
C. Four
D. None of above
【答案】B。细节题。第三段“……after it agreed to pay $1.1bn for 86 per cent of Indian drugmaker Gland Pharma. In recent years, it has also snapped up France’s Club Med and the top Portuguese insurer in Europe.”可知一共进行了三次收购。
2.In paragraph four, what does the word "vulnerable" mean?
A. nonchalant
B. susceptible
C. averse
D. neutral
【答案】B。猜词题。划线词所在文段的前半句说BCP需要资金，后半句说收购(takeover)，可知是由于缺少资金而更容易接受收购。vulnerable更容易……。A选项，冷淡的，漠不关心的;B选项，易受……影响，易感动的;C选项，反对的，不愿意的;D选项，中立的。B选项正确。
3.How big is the gap between BCP’s revenue for the first half of this year and the same period in the previous year?
A. €197.3milion
B. €240.7 million
C. €438million
D. €43.4 million
【答案】D。细节题。通过数字定位至第六段“On Friday, the bank posted a €197.3m loss for the first half of 2016, down from a profit of €240.7m for the same period last year.”所以是240.7-197.3=43.4，D选项正确。
4.How much has BCP’s share price dropped from earlier this year?
A. €0.03
B. €0.02
C. €0.05
D. €0.025
【答案】A。从文段关键词“share price”定位至第二段“BCP said in a regulatory filing late on Saturday that Fosun Industrial Holdings had offered to pay €0.02 a share…”，第四段“…vulnerable to a takeover after its share price fell from €0.05 earlier this year,…”可知BCP的股价从0.05跌落至0.02，所以整体跌了0.03。所以A项正确。
5.Is Fosun likely to succeed in buying16.7 percent of BCP’s share capital?
A. Yes
B. No
C. It’s up to Portuguese and EU authorities.
D. It depends on whether Fosun is able to appoint at least two of the 20 BCP board members, and up to five members in the event of increasing its stake.
【答案】D。通过最后一段，可知复星的收购，受到批准是有前提的，前提就是D选项，并没有绝对的yes和no，AB错误;C项：由葡萄牙和欧盟政府决定。
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