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2022银保监会试题类型
试题题型(以银保监财经类试题为例，其他类别试卷题型结构相同)
(一)经济金融基础知识单项选择题：每题0.5分，共20题，计10分。在每题给出的四个选项中，只有一项是符合题目要求的。
1.一般用来衡量通货膨胀的物价指数是()。
A.消费物价指数 B.生产物价指数
C.GDP平均指数 D.交易价格指数
答：(A)
(二)银保监财经类专业单项选择题：每题1分，共60题，计60分。在每题给出的四个选项中，只有一项是符合题目要求的。
1.根据凯恩斯主义的经济周期理论，经济之所以会发生周期性波动，是因为()。
A.外部因素的变动 B.乘数作用
C.加速数作用 D.乘数和加速数交织作用
答：(D)
(三)银保监财经类专业多项选择题：每题1分，共20题，计20分。下面各题，每题至少有两个正确答案，少选、多选或错选均不得分。
1.按照通货膨胀的表现形式不同，可区分为()。
A.公开型通货膨胀 B.隐蔽型通货膨胀
C.抑制型通货膨胀 D.温和型通货膨胀
答：(ABC)
(四)英语阅读理解题：每小题0.5分，共20题，计10分。阅读下列短文，从每题所给的四个选项(A、B、C和D)中，选出最佳选项。
(一)
There is much discussion today about whether economic growth is desirable. At an earlier period, our desire for material wealth may have been justified. Now, however, this desire for more than we need is causing serious problems. Even though we have good intentions, we may be producing too much, too fast.
Those who criticize economic growth argue that we must slow down. They believe that the society is approaching certain limits on growth. These include the fixed supply of natural resources, the possible negative effects of industry on the natural environment, and the continuing increase in the world’s population. As the society reaches these limits, economic growth can no longer continue, and the quality of life may decline.
People who want more economic growth, on the other hand, argue that even at present growth rate there are still many poor people in the world. Theseproponentsof economic growth believe that only more growth can create the capital needed to improve the quality of life in the world. Furthermore, they argue that only continued growth can provide the financial resources required to protect our natural surroundings from industrialization.
This debate over the desirability of continued economic growth is of vital importance to business and industry. If those who argue against economic growth are correct, the problems they mention cannot be ignored. To find a solution, economists and business community must pay attention to these problems and continue discussing them with one another.
1.According to those who criticize economic growth, which of the following is NOT the reason that might cause economic growth to slow down?
A.Our natural surroundings are in danger of being destroyed by industry.
B.The fixed supply of natural resources marks a point beyond which growth cannot
continue.
C.The world’s population is ever increasing.
D.More efforts are made to improve the quality of our life.
答：(D)
2.Those who want more economic growth believe that continued economic growth_________.
A.is essential to the well-being of the society as a whole
B.can provide the solution to all of our social problems today
C.can never protect our environment from being polluted by industry
D.can provide us with more natural resources for industrialization
答：(A)
3.The underlined word “proponents” most probably mean_________.
A.arguments in support of something
B.disagreements on something
C.people who argue for something
D.people who argue against something
答：(C)
4.The passage is mainly about_________.
A.the contradiction between economists and business community
B.the present debate on economic growth
C.the advantages and disadvantages of economic growth
D.the importance of the debate on economic growth
答：(B)
5.We may infer from the passage that_________.
A.the author describes the case as it is
B.the author is for economic growth
C.the author is against continued economic growth
D.the author is not worried about the problems caused by economic growth
答：(A)
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